First Colony Mortgage Corp dba GHMC TPO
Corporate Office: 508 W 800 N, Orem, UT 84057
Regional Office: 1600 Westgate Circle, Suite 255, Brentwood, TN 37027
Nationwide Mortgage Licensing System (NMLS) ID #: 3112
www.nmlsconsumeraccess.org
Other Important Disclosures:
First Colony Mortgage Corp dba GHMC TPO is an Equal Housing Lender.
By refinancing an existing loan, the consumer’s total finance charges may be higher over the life of the loan.
Not all programs are available in all states. This is not an offer for extension of credit or commitment to lend. Not all branches are licensed in all states. All programs are subject to First Colony Mortgage Corp dba GHMC TPO underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs, loan terms, and other information on this website are subject to change without notice.
Licensing Agencies by State
First Colony Mortgage Corp does business under the following business name: GHMC TPO
| State | License Agency | License Type | License ID |
|---|---|---|---|
| Alabama | State Banking Department | Consumer Credit License | 22894 |
| Alabama | State Banking Department | Mortgage Brokers License | 22895 |
| Arizona | Department of Insurance and Financial Institutions | Mortgage Banker License | 0928118 |
| Arkansas | Arkansas Securities Department | Combination Mortgage Banker-Broker-Servicer License | 118723 |
| California | Department of Financial Protection and Innovation | Residential Mortgage Lending Act License | 41DBO-109317 |
| Colorado | Division of Real Estate | Mortgage Company Registration | None |
| Delaware | Office of the State Bank Commissioner | Lender License | 040367 |
| Florida | Office of Financial Regulation | Mortgage Lender License | MLD1895 |
| Florida | Office of Financial Regulation | Mortgage Lender Servicer License | MLD1928 |
| Georgia | Department of Banking and Finance | Mortgage Lender License/Registration | 3112 |
| Idaho | Department of Finance | Mortgage Broker/Lender License | MBL-3161 |
| Illinois | Department of Financial and Professional Regulation | Residential Mortgage License | MB.6761844 |
| Indiana | Department of Financial Institutions | Mortgage Lending License | 52102 |
| Kansas | Office of the State Bank Commissioner | Mortgage Company License | MC.0025928 |
| Kentucky | Department of Financial Institutions | Mortgage Company License | MC828144 |
| Louisiana | Office of Financial Institutions | Residential Mortgage Lending License | None |
| Maine | Department of Professional and Financial Regulation | Supervised Lender License | 3112 |
| Maryland | Commissioner of Financial Regulation | Mortgage Lender License | 3112 |
| Massachusetts | Division of Banks | Mortgage Lender License | ML3112 |
| Michigan | Department of Insurance and Financial Services | 1st Mortgage Broker/Lender/Servicer Registrant | FR0025272 |
| Michigan | Department of Insurance and Financial Services | 2nd Mortgage Broker/Lender/Servicer Registrant | FR0025272 |
| Minnesota | Department of Commerce | Residential Mortgage Originator License | MN-MO-3112 |
| Minnesota | Department of Commerce | Residential Mortgage Servicer License | MN-MS-3112 |
| Mississippi | Department of Banking and Consumer Finance | Mortgage Lender License | 3112 |
| Missouri | Missouri Division of Finance | Mortgage Company License | 3112 |
| Montana | Division of Banking and Financial Institutions | Mortgage Broker License | 3112 |
| Montana | Division of Banking and Financial Institutions | Mortgage Lender License | 3112 |
| Montana | Division of Banking and Financial Institutions | Mortgage Servicer License | 3112 |
| Nevada | Nevada Division of Mortgage Lending | Mortgage Company License | 4848 |
| New Hampshire | New Hampshire Banking Department | Mortgage Banker License | 26548-MB |
| New Mexico | New Mexico Regulation & Licensing Department | Mortgage Loan Company License | None |
| North Carolina | Office of the Commissioner of the Banks | Mortgage Lender License | L-218069 |
| North Dakota | Department of Financial Institutions | Money Broker License | MB104073 |
| Ohio | Department of Commerce | Residential Mortgage Lending Act Certificate of Registration | RM.805104.000 |
| Oklahoma | Department of Consumer Credit | Mortgage Lender License | ML0134421 |
| Oklahoma | Department of Consumer Credit | Mortgage Lender License – OTN #1 | ML015897 |
| Oregon | Division of Financial Regulation | Mortgage Lending License | ML-5729 |
| Oregon | Division of Financial Regulation | Mortgage Servicer License | None |
| Pennsylvania | Department of Banking and Securities | Mortgage Lender License | 90440 |
| Pennsylvania | Department of Banking and Securities | Mortgage Servicer License | 105611 |
| South Carolina | State Board of Financial Institutions | Mortgage Lender/Servicer License | MLS-3112 |
| South Carolina | State Board of Financial Institutions | Mortgage Lender/Servicer License OTN #1 | MLS-3112 OTN#1 |
| South Carolina | State Board of Financial Institutions | Mortgage Lender/Servicer License OTN #2 | MLS-3112 OTN#2 |
| South Dakota | Division of Banking | Mortgage Lender License | 3112.ML |
| Tennessee | Department of Financial Institutions | Mortgage License | 212865 |
| Texas | Department of Savings and Mortgage Lending | Mortgage Banker Registration | None |
| Texas | Department of Savings and Mortgage Lending | Residential Mortgage Loan Servicer Registration | None |
| Utah | Division of Financial Institutions | Residential First Mortgage Notification | None |
| Utah | Division of Real Estate | Mortgage Entity License | 5492455 |
| Virginia | State Corporation Commission | Lender License | MC-7750 |
| Washington | Department of Financial Institutions | Consumer Loan Company License | CL-3112 |
| West Virginia | Division of Financial Institutions | Mortgage Lender License | ML-3112 |
| Wisconsin | Department of Financial Institutions | Mortgage Banker License | 3112BA |
| Wisconsin | Department of Financial Institutions | Mortgage Banker License | 3112BR |
| Wyoming | Division of Banking | Consumer Lender License | CL-3905 |
| Wyoming | Division of Banking | Mortgage Lender/Broker License | 3261 |
State-Specific Disclosures
Illinois
Regulated by the Illinois Department of Financial and Professional Regulation, Division of Banking, 320 West Washington, Springfield, IL 62786. Ph: 888-473-4858
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
Texas Mortgage Banker Disclosure
Mortgage Banker: First Colony Mortgage
NMLS ID: 3112
Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov.
| State | Disclosure |
|---|---|
| California | Licensed by The California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law |
| Colorado | Mortgage Company Registration Regulated by the Division of Real Estate |
| Illinois | Illinois Residential Mortgage Licensee No. MB.6761844, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858 |
| Kansas | Licensed Mortgage Company, License Number MC.0025928 |
| Minnesota | MN-MO-3112, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4) |
| Mississippi | Licensed by the Mississippi Department of Banking and Consumer Finance |
| Montana | Lender License No. 3112 |
| Ohio | RM.805104.000 |
| Oregon | Mortgage Lender License ML-5729 |
| Washington | Consumer Loan Company License No. CL-3112 |
Other Approvals
Veteran’s Affairs
Title II HUD – FHA Certification
Ginnie Mae
Fannie Mae
Freddie Mac
United States Department of Agriculture (USDA)