Privacy Policy – FCM TPO

FACTS	WHAT DOES FIRST COLONY MORTGAGE CORP DBA FCM TPO DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Credit History and Credit Scores Assets and Payment History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons FIRST COLONY MORTGAGE CORP DBA FCM TPO chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does FIRST COLONY MORTGAGE CORP DBA FCM TPO share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other ﬁnancial companies	No	We Don’t Share
For our afﬁliates’ everyday business purposes— information about your transactions and experiences	No	We Don’t Share
For our afﬁliates’ everyday business purposes— information about your creditworthiness	No	We Don’t Share
For non-afﬁliates to market to you	No	We Don’t Share

Questions?

Call 855-463-2630 or go to https://ghmc.com/

Who we are
Who is providing this notice?	FIRST COLONY MORTGAGE CORP DBA FCM TPO
What we do
How does FIRST COLONY MORTGAGE CORP DBA FCM TPO protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FIRST COLONY MORTGAGE CORP DBA FCM TPO collect my personal information?	We collect your personal information, for example, when you Apply for a loan Give us your contact information Give us your employment history Give us your income information Give us your wage statements We also collect your personal information from others, such as credit bureaus, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for afﬁliates’ everyday business purposes—information about your creditworthiness afﬁliates from using your information to market to you sharing for non-afﬁliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below under “Other important information” section.
Deﬁnitions
Afﬁliates	Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. FIRST COLONY MORTGAGE CORP DBA FCM TPO has no affiliates.
Non-afﬁliates	Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. FIRST COLONY MORTGAGE CORP DBA FCM TPO does not share with non-affiliates so they can market to you.
Joint marketing	A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you. FIRST COLONY MORTGAGE CORP DBA FCM TPO does not jointly market.

Other important information

For California Residents Only: To exercise your rights under the California Consumer Privacy Act, please review our California privacy policy, or call us at 844-888-9258.