Who We Are

Founded in 1986, for years FCM TPO has served as a market leader for the wholesale mortgage community. In 2019, the original “Guaranty Trust” was split out as an Independent Mortgage Banker (IMB), achieving nationwide status; lending in 48 licenses states through multiple origination channels.

For more information you can visit www.firstcolonymortgage.com. NMLS #3112, First Colony Mortgage Corporation.

Our Mission: 

To provide the solutions necessary to guide our customers and business partners down the path of making the dream of homeownership a reality. 

Our Core Values: 

ADAPT to create a smooth and efficient experience for our customers and borrowers 

INNOVATE to separate our market offer and user experience from the rest of our competition 

EXECUTE at a high level

Strong Leadership

At FCM TPO our leadership team is dedicated to providing the foremost level of service to our team and business partners.  Our foundation is built on our business partner and vendor relationships as well as client care to provide the best user experience through innovative technology, products, and solutions.

Matt Wright, CMB

Chief Financial Officer

Gary Richards

Chief Executive Officer

Nectar Kalajian

Managing Director, Wholesale

Deb Shwartz

Chief Operations Officer, Wholesale

Omar Cantillo

President of Wholesale

Kelly Rigol

QM Underwriting Manager

Deanna Slicker

AVP, Client Support Manager

Tracey Thomas

EVP, Director of Credit, Wholesale

Lori Falkowski

Wholesale Operations Manager

Rex Hagood photo
Rex Hagood

TPO Account Executive Oversight

What Our Partners Are Saying About FCM TPO

  • “I just wanted to send you all a quick email and thank you for the absolute SPEED that this file moved through the system.  This was uploaded on Tuesday, June 1st at 11:30AM.  We are now Clear-To-Close and closing tomorrow.

    11 Days to Close!  Amazing! Thank you all again!”

    Jeffersonville, IN / Jun
  • “Just had to brag on our LAM at GHMC [FCM TPO], Tammy. She is just amazing. You always get a response and you can feel that she is so kind. Tammy is an absolute joy to work with and always excited to send her loans.″

    Nashville / Nov
  • “I am LOVING working with you guys. Travis is awesome to work with. We all love him and of course all you do to help us too!″

    Georgia / Jan
  • “Thanks again to you and all of your team for their hard work getting Volokh to the closing table for us last week. The realtor uses me as a preferred lender and now she knows why. You guys make me look good and I appreciate it.  It means a lot to me and to the client as well!!″

    Indiana / Apr
Business people shaking hands.